JJO NFT - is an industry-specific index that includes the top cryptocurrencies from platforms developing NFT technologies, marketplaces, as well as games and metaverses that utilize NFT data.
<ol>
<li>
Asset allocation - assets are distributed based on the square root of market capitalization, which allows for a fairer distribution from the first to the last asset, diversifying risks and improving index performance. You can find more detailed information about this type of asset allocation in the article "<a href="https://jjo.finance/education/16114861662745/11957849699481" target="_blank" rel="noopener noreferrer">Equal weight, market capitalization, or its square root: what does it mean?</a>".</li>
<li>
The number of coins in the index is 20.</li>
<li>
The minimum weight of one coin is limited to 3% to ensure that assets with a share of less than 3% in the portfolio are aligned with this minimum threshold. This setting guarantees the execution of rebalancing even during market downturns.</li>
<li>
Rebalancing Type - in this index, "periodic" rebalancing is applied. You can read more about this type of rebalancing in the article "<a href="https://jjo.finance/education/16114861662745/11957882514969" target="_blank" rel="noopener noreferrer">Rebalancing: what it means</a>".</li>
<li>
The index rebalancing period is set to 30 days. This setting helps reduce the impact of volatility on cryptocurrencies with smaller market capitalization.</li>
<li>
The minimum investment amount for the JJO NFT index is dynamic and changes depending on the market situation and the minimum purchase limits for cryptocurrencies on the exchange chosen by the user for connection.</li>
<li>
Exchange availability: This index is available on all exchanges that can be connected to JJO, with the exception of Digifnex, HitBtc, and Kraken, as these exchanges lack the coins that are part of the index.</li>
</ol>
Important: It's important to note that this index is subject to high volatility due to the small market capitalization of most of the projects included.
The index does not include stablecoins and wrapped assets.
<ul>
<li>
Stablecoins are cryptocurrencies whose value is pegged to a certain fiat currency (e.g. US dollar or euro) or physical asset (such as gold).</li>
<li>
Wrapped tokens, or wrapped coins are copies of a cryptocurrency that exist on a different blockchain but are pegged to the value of the original token. They are called "wrapped" because the original asset is placed in a "wrapper," a kind of digital storage that allows a copy of the token to be created on a different blockchain.</li>
</ul>

What is the JJO NFT index?

JJO AI - is an industry-specific index that includes the top cryptocurrencies from projects developing artificial intelligence technologies.
<ol>
<li>
Asset allocation - assets are distributed based on the square root of market capitalization, which allows for a fairer distribution from the first to the last asset, diversifying risks and improving index performance. You can find more detailed information about this type of asset allocation in the article "<a href="https://jjo.finance/education/16114861662745/11957849699481" target="_blank" rel="noopener noreferrer">Equal weight, market capitalization, or its square root: what does it mean?</a>".</li>
<li>
The number of coins in the index is 10.</li>
<li>
The minimum weight of one coin is limited to 3% to ensure that assets with a share of less than 3% in the portfolio are aligned with this minimum threshold. This setting guarantees the execution of rebalancing even during market downturns.</li>
<li>
Rebalancing Type - in this index, "periodic" rebalancing is applied. You can read more about this type of rebalancing in the article "<a href="https://jjo.finance/education/16114861662745/11957882514969" target="_blank" rel="noopener noreferrer">Rebalancing: what it means</a>".</li>
<li>
The index rebalancing period is set to 30 days. This setting helps reduce the impact of volatility on cryptocurrencies with smaller market capitalization.</li>
<li>
The minimum investment amount for the JJO Ai index is dynamic and changes depending on the market situation and the minimum purchase limits for cryptocurrencies on the exchange chosen by the user for connection.</li>
<li>
Exchange availability: This index is available on all exchanges that can be connected to JJO, with the exception of Digifnex, HitBtc, and Kraken, as these exchanges lack the coins that are part of the index.</li>
</ol>
Important: It's important to note that this index is subject to high volatility due to the small market capitalization of most of the projects included.
The index does not include stablecoins and wrapped assets.
<ul>
<li>
Stablecoins are cryptocurrencies whose value is pegged to a certain fiat currency (e.g. US dollar or euro) or physical asset (such as gold).</li>
<li>
Wrapped tokens, or wrapped coins are copies of a cryptocurrency that exist on a different blockchain but are pegged to the value of the original token. They are called "wrapped" because the original asset is placed in a "wrapper," a kind of digital storage that allows a copy of the token to be created on a different blockchain.</li>
</ul>

What is the JJO Ai index?

JJO DeFi - is an industry-specific index that includes the top cryptocurrencies in the DeFi sector.
<ol>
<li>
Asset allocation - assets are distributed based on the square root of market capitalization, which allows for a fairer distribution from the first to the last asset, diversifying risks and improving index performance. You can find more detailed information about this type of asset allocation in the article "<a href="https://jjo.finance/education/16114861662745/11957849699481" target="_blank" rel="noopener noreferrer">Equal weight, market capitalization, or its square root: what does it mean?</a>".</li>
<li>
The number of coins in the index is 20.</li>
<li>
The minimum weight of one coin is limited to 3% to ensure that assets with a share of less than 3% in the portfolio are aligned with this minimum threshold. This setting guarantees the execution of rebalancing even during market downturns.</li>
<li>
Rebalancing Type - in this index, "periodic" rebalancing is applied. You can read more about this type of rebalancing in the article "<a href="https://jjo.finance/education/16114861662745/11957882514969" target="_blank" rel="noopener noreferrer">Rebalancing: what it means</a>".</li>
<li>
The index rebalancing period is set to 30 days. This setting helps reduce the impact of volatility on cryptocurrencies with smaller market capitalization.</li>
<li>
The minimum investment amount for the JJO Defi index is dynamic and changes depending on the market situation and the minimum purchase limits for cryptocurrencies on the exchange chosen by the user for connection.</li>
<li>
Exchange availability: This index is available on all exchanges that can be connected to JJO, with the exception of Digifnex, HitBtc, and Kraken, as these exchanges lack the coins that are part of the index.</li>
</ol>
The index does not include stablecoins and wrapped assets.
<ul>
<li>
Stablecoins are cryptocurrencies whose value is pegged to a certain fiat currency (e.g. US dollar or euro) or physical asset (such as gold).</li>
<li>
Wrapped tokens, or wrapped coins are copies of a cryptocurrency that exist on a different blockchain but are pegged to the value of the original token. They are called "wrapped" because the original asset is placed in a "wrapper," a kind of digital storage that allows a copy of the token to be created on a different blockchain.</li>
</ul>

What is the JJO Defi index?

<div class="page" title="Page 25">
<div class="section">
<div class="layoutArea">
<div class="column">
J’JO does not hold customers’ funds. All funds are controlled by users. 
The funds of the investor are stored in their exchange account. Portfolio management is carried out by connecting to the exchange via API keys.
This allows the JJO algorithms to analyze and rebalance cryptocurrencies but does not allow to withdraw the funds.
Thus, the funds in the managed portfolio are always under your control.
</div>
</div>
</div>
</div>

Where are the investor's funds stored?

The profit that you can get using the J'JO service entirely depends on the behaviour of the cryptocurrency market.
J'JO is not a fund or a team that manages user funds. It is a software product that supports the algorithmic behaviour of the index on the user's exchange account.
At the same time, the service is very simple and user-friendly, allowing it to generate profit in a growing market by diversifying investor risks during volatility. Also, there is no need to predict the behaviour of any specific asset.
Although historically, this approach has shown higher profitability than 95% of traders in both traditional and cryptocurrency markets, J'JO cannot predict the future behaviour of the market. Therefore, each user must be aware that they assume all the risks associated with their investments.
<ul>
<li>J'JO is a tool for people who seek a professional and knowledgeable approach to financial planning and who understand the market's potential.</li>
<li>It is an assistant that eliminates the need to monitor assets actively. The service automatically sells assets from the portfolio that have decreased in market capitalization and adds new growth leaders. However, users must be aware that any market carries risks and goes through stages of growth and decline.</li>
</ul>
If an investor understands the prospects and is willing to invest in the cryptocurrency market despite its volatility, index instruments are the best solution for achieving good returns without special knowledge or time commitment.
J'JO is not intended for short-term speculation and trading. It is a tool for medium and long-term financial planning.
You can learn more about the benefits of index investing from informative articles on media platforms such as <a href="https://www.cnbc.com/2022/10/03/billionaire-warren-buffett-swears-by-this-inexpensive-investing-strategy-that-anyone-can-try.html" target="_blank" rel="noopener noreferrer">CNBC</a>, <a href="https://www.bloomberg.com/news/articles/2015-04-29/even-financial-pros-choose-indexing-for-retirement-savings?leadSource=uverify%20wall" target="_blank" rel="noopener noreferrer">Bloomberg</a>, <a href="https://www.forbes.com/sites/camilomaldonado/2018/09/11/5-reasons-you-should-include-index-funds-in-your-401k-or-ira/?sh=2b2477f6fd67" target="_blank" rel="noopener noreferrer">Forbes</a>, and <a href="https://www.morningstar.com/funds/actively-managed-funds-continue-underperform" target="_blank" rel="noopener noreferrer">MorningStar</a>.

What profit can I earn by investing in the cryptocurrency market with J'JO?

<div class="flex flex-grow flex-col gap-3 max-w-full">
<div class="min-h-[20px] flex flex-col items-start gap-3 whitespace-pre-wrap break-words overflow-x-auto">
<div class="markdown prose w-full break-words dark:prose-invert light">
In the plummeting market, the JJO35 index continues to follow a rebalancing strategy aimed at maximizing investment returns. You can find detailed information on what rebalancing is in the article "<a>Rebalancing: what it means</a>"
In this article, we will examine how the JJO35 index responds to the cryptocurrency market decline and the advantages it can offer to investors in such conditions.
Regular Rebalancing of the Index
The JJO35 index conducts regular rebalancing on a specific date each month. During the rebalancing process, the index performs the following operations:
<ol>
<li>
The index sells cryptocurrencies that have dropped out of the top 35 if such changes have occurred in the index composition and replaces them with new coins that have entered the top 35. This allows for the removal of assets that are not showing the expected efficiency and contributes to the inclusion of more promising coins in the index.
</li>
<li>
The index adjusts the percentage distribution of coins to match the initial proportions. This is important for maintaining diversification and reducing investment risk.
</li>
<li>
When the positions of coins in the ranking change, the algorithm adjusts their percentage distribution in accordance with their new positions.
</li>
</ol>
Current Percentage Distribution
At the time of writing this article, the JJO35 index has the following percentage distribution of cryptocurrencies:
<ul>
<li>Bitcoin (BTC): 28%</li>
<li>Ethereum (ETH): 28%</li>
<li>Binance Coin (BNB): 5.75%</li>
<li>Ripple (XRP): 5.01%</li>
<li>Solana (SOL): 1.7%</li>
<li>Cardano (ADA): 1.61%</li>
<li>Dogecoin (DOGE): 1.52%</li>
<li>TRON (TRX): 1.41%</li>
<li>The next 27 coins: 1% each</li>
</ul>
Response to Changes in the Top 35 Rankings
If cryptocurrencies change their positions in the top 35 rankings, the algorithm adjusts the index to reflect their new positions. This allows the index to adhere to the original coin proportions and adapt to market changes.
Conclusion:
The JJO35 index is configured to maintain the original coin proportions and change its composition as needed. In the event of a market decline, it undergoes rebalancing, which helps mitigate losses and reduce risks. However, it's important to remember that if the entire cryptocurrency market is declining, the index will also show a loss. The essence of index investing is to demonstrate smaller losses during market downturns and higher profits during its growth compared to other investment strategies.
</div>
</div>
</div>

JJO35 index behavior during falling market

<div class="page" title="Page 18">
<div class="section">
<div class="layoutArea">
<div class="column">
You have three cryptocurrency options for investing:
<ul>
<li>BTC (Bitcoin)</li>
<li>USDT (Tether)</li>
<li>ETH (Ethereum)</li>
</ul>
Be sure to have the exact worth of one of the coins above as you want your portfolio value to be.
Example:
If you have $5000 worth of USDT, you can create five portfolios each for $1000 value, or one for $5000, or two for $2500 value, or one for $4000 and two for $500, the amount of portfolios is not limited for one exchange account!
If you don't have enough of the crypto above, simply buy or convert the assets you have to the coin you chose to invest on the exchange website.
<ul>
<li>
Once you have the necessary crypto in your account, invest it in your portfolio.
</li>
</ul>
J'JO will form a portfolio within 30 minutes max.
After you have invested the selected amount in an index or portfolio on the J'JO platform, you can use the remaining assets in your exchange account at your discretion.
</div>
</div>
</div>
</div>

What crypto should I use to invest in J'JO portfolios?

<div class="page" title="Page 21">
<div class="section">
<div class="layoutArea">
<div class="column">
You can always invest more BTC/USDT/ETH into the created and invested portfolio or index.
So you can test first with the smaller value and then give it more according to the performance results.
Adding funds is very easy with J'JO. Go to the selected portfolio/index page, and click on the "Invest" button.
Then choose the desired amount of BTC/USDT/ETH and invest them, they will be rebalanced into the portfolio set assets and allocations within 30 minutes.
Please note: You can't add funds to the J'JO portfolio with the exchange website but only through J'JO! That way J'JO will manage your funds smoothly, without disturbing the integrity of each of your portfolios.
</div>
</div>
</div>
</div>

How to add funds to the account managed by J'JO?

If you have already invested in the JJO35 Index, it can be topped up with an amount not less than the minimum investment amount. This amount is dynamic and varies depending on the market situation and the minimum purchase limits for cryptocurrencies on the exchange you have chosen to connect to.
The minimum investment amount in the JJO35 Index may vary on different exchanges. For example:
<ul>
<li>Gate.io — the minimum investment amount is approximately $120.</li>
<li>Kucoin — the minimum investment amount is approximately $130.</li>
<li>Cryoto.com — the minimum investment amount is approximately $200.</li>
</ul>
If you have configured and created your own index or portfolio, the minimum investment amount can be less than $50, depending on the number of coins you have chosen.
The minimum deposit amount for your index or portfolio is equal to the minimum investment amount.

What is the minimum amount for replenishing invested portfolios/indexes?

<div class="page" title="Page 20">
<div class="section">
<div class="layoutArea">
<div class="column">
Please note: all funds are located in the spot wallet of your exchange. After withdrawing funds from under the management of the index or portfolio, they will remain in the same place, in the wallet of your exchange, but only in the cryptocurrency that you have chosen for withdrawal (BTC, ETH, or USDT). 
Currently only full withdrawal is available, it allows you to withdraw all your investments from the index management.
To withdraw funds, simply follow this instruction:
<ol>
<li>Log in to your J’JO personal account and go to the "Portfolios" -&gt; "My Investments" tab.</li>
<li>Choose the index or portfolio from which you want to withdraw funds. Click the "Details" button under the selected index/portfolio.</li>
<li>On the new page, go to the "Index/Portfolio Management" section.</li>
<li>Click the "Withdraw" icon. </li>
<li>Then select the cryptocurrency you want to convert your investments into.</li>
<li>Click on the "Continue" button.</li>
</ol>
Done! Your assets will be converted into the selected cryptocurrency within 30 minutes.
It's important to remember that you must withdraw funds through the J'JO platform, not on the exchange's website. If you act otherwise, you could compromise the integrity of your portfolio or index, leading to its blockage in the J'JO system.
</div>
</div>
</div>
</div>

How to withdraw funds from a J'JO index/portfolio?

<div class="page" title="Page 20">
<div class="section">
<div class="layoutArea">
<div class="column">
You can change the settings of a portfolio or index you have created at any time through the "Manage Portfolio/Index" page.
<ol>
<li>Log in to your J'JO personal account.</li>
<li>Next, go to the 'Portfolios' section and select the index/portfolio you want to edit.</li>
<li>Click on the 'Read more' button under the portfolio or index you have selected.</li>
<li>After going to the page of the selected index or portfolio:
<ul>
<li>If the portfolio is invested, click on the 'Manage Index/Portfolio' button.</li>
<li>If the portfolio is empty, click on the 'Index/Portfolio Settings' button.</li>
</ul>
</li>
</ol>
<img src="https://res.cloudinary.com/jjoapp-io/image/upload/v1695866282/Zendesk/Investing/How%20to%20change%20settings%20or%20delete%20a%20created%20portfolio/Eng/on6cgabucnjcq6h1fofs.png">
On the page that opens, you can:
<ul>
<li>Edit the list of coins, change the weight parameters of each coin in the portfolio/index, and also adjust the blacklist of coins.</li>
<li>Set the period or threshold for rebalancing, or disable it.</li>
<li>Withdraw funds from the index/portfolio.</li>
<li>Delete the index/portfolio after withdrawing funds.</li>
</ul>
The new changes will be active in 30 minutes.
To delete an invested portfolio/index, first withdraw all funds from it into a coin of your choice (BTC/USDT/ETH), after which you can easily delete the index or portfolio. Detailed information on how to withdraw funds from the index/portfolio can be found in the article "<a href="https://jjo.finance/education/16114800999321/11957586537753" target="_blank" rel="noopener noreferrer">How to withdraw funds from a J'JO index/portfolio?</a>".
Created and uninvested portfolios can be easily deleted.
After you delete the selected index/portfolio, you can easily create a new one and invest the freed-up assets into it.
<ul>
<li>You can read more about how to create and customize your own index in this <a href="https://jjo.finance/education/16114861662745/11957877374617" target="_blank" rel="noopener noreferrer">article</a>.</li>
<li>You can read more about how to create and customize your own portfolio in this <a style="background-color: #ffffff; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;" href="https://jjo.finance/education/16114861662745/11957877374617" target="_blank" rel="noopener noreferrer">article</a>.
</li>
</ul>
</div>
</div>
</div>
</div>

How to change the settings of a created portfolio/index or delete it?

Disconnecting the exchange from the JJO account is very easy.
<ol>
<li>If you have invested in indices or portfolios tied to the exchange you wish to disconnect, you must first withdraw all funds from them. For detailed information on how to do this, you can refer to this article: "<a href="https://jjo.finance/education/16114800999321/11957586537753" target="_blank" rel="noopener noreferrer">How to withdraw funds from a J'JO index/portfolio?</a>".</li>
<li>Then log in to your JJO account. In the upper right corner, click on the "person" icon and go to the "settings" section.</li>
<li>Next, go to the "Exchanges" tab and click on the "gear" icon next to the connected exchange you plan to disconnect. <img src="https://res.cloudinary.com/jjoapp-io/image/upload/v1690863439/Zendesk/Investing/How%20to%20disconnect%20the%20exchange%20from%20the%20JJO%20account/Eng/pmwnd1puhi93wzjhtnok.png">
</li>
<li>Click the "DISCONNECT EXCHANGE" button.</li>
</ol>
Done, your exchange is disconnected.

 How to disconnect the exchange from the JJO account?

Investment management can be suspended for two reasons, depending on your tariff plan on the JJO platform.
<ol>
<li>If you have paid for any of the subscriptions in J'JO and your total investment volume has exceeded $500, then upon expiration of the subscription term, management of your investments will be suspended until a new subscription is activated.</li>
<li>If you are on the Free tariff and your total investment volume exceeds $500, then a 7-day period will start, after which the management of investments will be suspended until one of the JJO subscriptions is purchased.</li>
</ol>

Why might investment management be suspended?

If your API keys are properly set up and your exchange is linked to J'JO, there are two potential causes for the algorithm's failure to detect your exchange balance.
The first reason is that the funds are not in the “spot account” of the exchange wallet, but somewhere else. For example, in the “deposit” or “main” section.
Wallet sections are called differently on different exchanges. Since the J’JO algorithm needs to have access to spot trading, which it gets when setting up API keys, the funds should be in the spot section of the exchange’s wallet.
If you do not see the exchange balance when investing funds in indices or J’JO portfolios, please check the location of the funds and transfer them to the spot section of the wallet.
The second reason may be that you are getting a “no data, please check later” error and the balance is not loading, in this case please check your internet connection. The display of balances can be unstable if you have a bad internet connection. Perhaps changing network connection or enabling/disabling VPN will help to solve this problem.

Why doesn't J'JO see the funds in my exchange balance?

Often, JJO users encounter a problem of automatic transfer of funds from the spot section of the wallet to the Earn section of the Binance exchange after investing in indexes or portfolios because of an enabled auto-subscription. As a result of such an automatic transfer, the JJO algorithm blocks asset management.
<ul>
<li>
In this article, we will examine what the automatic subscription for Binance Simple Earn staking is and how to disable it.
</li>
</ul>
Binance Simple Earn are products with fixed terms and floating rates. They allow you to earn rewards in exchange for locking your assets for specific periods.
If the auto-subscription feature is enabled, then after purchasing coins using the JJO algorithm in the spot wallet, they automatically move to another section of the wallet.
To find out whether you have an automatic subscription for any coins or not, after investing using the JJO algorithm, go to the ‘Earn’ section of the Binance exchange wallet using this <a href="https://www.binance.com/my/wallet/account/earn" target="_blank" rel="noopener noreferrer">link</a>.
<img src="https://res.cloudinary.com/jjoapp-io/image/upload/v1701156895/Zendesk/Investing/How%20to%20Disable%20Automatic%20Subscription%20for%20Binance%20Simple%20Earn%20Staking/ENG/qcvczf32cfcqfauhocj5.png">
If different coins are listed in the section, you can disable the auto-subscription for products with floating rates or fixed terms. Simply switch the 'Auto-Subscribe' slider next to the coin to do this.
<ul>
<li>
Check both the ‘Flexible’ and ‘Locked’ tabs.
</li>
</ul>
Return all assets to the spot wallet once the auto-subscription feature is disabled. To do this, close each product by pressing the ‘Redeem’ button next to the coin’s name. Choose the maximum coin amount by pressing the ‘Max’ button and ‘Redeem on spot wallet’, then confirm the operation.
<img src="https://res.cloudinary.com/jjoapp-io/image/upload/v1701148455/Zendesk/Investing/How%20to%20Disable%20Automatic%20Subscription%20for%20Binance%20Simple%20Earn%20Staking/ENG/gwck80eaclzykuu0asp4.png">
Done! Once the coins return to the spot wallet, the JJO algorithm will automatically unlock the blocked index or portfolio within an hour, and you won’t need to withdraw all the assets and reinvest them again.

Questions? We’re here to help.

categories